Everyone has different goals in life. There are different lifestyles and life needs. Therefore, our retirement planning should be designed by ourselves. According to the lifestyle that you like and to be as intended, for example, if we want to live after retirement, what kind? I want to play golf every day. You can make merit all the time without having to think too much. There is a society, friends are not lonely. Join the table to share every month. happy travel We must have enough money to cover these expenses and social taxes after retirement. or to participate in various activities to find happiness in my own end life
Is it better..? If we drew a picture of the future by ourselves since today It is like sowing the plants to wait for the trees to grow, creating shade for us and our families in the future. because if you can choose We have worked our whole lives hoping for happiness in the end. If receiving regular income in the form of a government pensioner We are planning to prepare for retirement from a young age. So how do you get started with retirement planning and living? When should we design and start? It is still a popular question that is stuck in the minds of many people.
Because Thailand is entering a fully ageing society by 2021, this means that Thais over the age of 60 will account for more than 20% of the country’s population, or more than 14 million, with Thailand being the second country in ASEAN after Singapore entering a complete ageing society and what is more worrying is that in the next 10 years, there will be more Thai people aged over 55 years (Pre-Retirement) and retirees over 60 years old (Retirement). Accounting for more than 40% of the total population in Thailand by 2032, this major structural shift has begun to affect the Thai economy and is likely to be linked to multiple structural problems in the near future. We all need to be aware of the need for retirement planning at a young age. in order not to be a burden on children and the nation in the future.
However, the most common problems encountered when entering retirement age are:
- Retired, not enough money
- Retirement planning too late
- Retired and the debt is not yet paid off.
- Retired and suffering from a serious illness
- Retired and don’t have a health insurance plan.
If we are young we should start planning for a happy retirement today. Create and design the life after retirement that we want. What kind of income do we want? Most young people want to have a passive income that doesn’t have to work, but can still generate income in many ways, meeting the needs of life that they want to be.
It’s time for all Thais to focus on “Retirement planning” because it is necessary and urgent for everyone. To create a beautiful retirement society together to create a good ecosystem in society, community and nation so that at the end of life they can live happily and pass on good value knowledge return to society